Danm guys, I wish I would have waited for the RA I pay 405/month 500 down, for 5 years I think lol....
sticker was 26+
GTS 
Got it 08 of march
Oh wow...go refinance your car now. I bought my 09 GTS 2 days after they got it on the lot in 2008. Got it down from MSRP of 24500 to 18000 with S&S package, and I only pay 270 a month 5 yrs, with 3000 down.
I think 400+ for a RA is too much, mid to low 3's sounds right, but I guess it all depends on your loan term and interest rates, and amount down. Thanks for the info, helps alot.